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Real Estate Settlement Procedures Act (RESPA)

IMPORTANT! This course has been marked as obsolete, and is no longer available for student enrollments. Any current enrollments can still complete the course.

Per Seat Cost: 30 Points

Material Code: 30088





Real Estate Settlement Procedures Act (RESPA)

Course Length: 25 minutes

This 25-minute course provides a brief overview of the Real Estate Settlement Procedures Act (RESPA) and explains in general terms what payments real estate agents (and others who market residential settlement services) may and may not give or receive under the law.

RESPA is a federal law that prohibits fees or kickbacks for the referral of settlement services (such as origination or funding of a loan, closing services and many other services). It is intended to prevent unnecessary increases in the cost of those services for consumers. This course provides guidance for real estate agents, loan officers, mortgage brokers, title agents, escrow agents and others who market residential settlement services to consumers on what payments they may give or receive under RESPA. This 25-minute course explains in general terms what payments real estate agents (and others who market residential settlement services) may and may not give or receive under RESPA.

The topics covered in this course include:

  • Overview of RESPA
  • Prohibited activities
  • Exempt payments
  • Other exemptions
  • Penalties


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